Policy architects

Build the foundations of a successful enterprise.

We are policy architects. HBM’s expertise extends beyond policy interpretation; we get involved in the technical side of policy development and drafting.

The demand for plain English policy wordings has seen us refine underwriters' wordings to ensure the coverage intent is retained, but the potential for dispute is reduced through easier-to-read policy documents.

The HBM team assists insurers in a range of policy-drafting exercises.

We help insurers establish underwriting agencies, and advise on systems and procedures for streamlined policy handling.

We are always up to date with the complexities of Australian and international insurance laws and acquaint ourselves quickly with new laws and legislative changes.